Screwed for being responsible

Once again, Obama and the feds have decided to reward failure and punish success.
Oh, don't expect those dimwits to realize it; that's not their goal, so much as to make the world "fair", as they define it. They just don't understand that there's no such thing as a free lunch.
If the world was "fair" then people with shitty credit and employment history wouldn't get loans, no matter what color they are.

This New York Times article reminds us that there's no free lunch. Ya see, credit card companies make their money on the dolts that don't pay their balance on time every month. In fact, I am what is known in the industry as a "deadbeat" because they don't make money off of me. I have a credit card with no annual fee, a low interest rate, and plenty of grace period. Cards like that are going to become more and more scarce once the feds interfere with their fairness jihad. By hamstringing the credit card companies from having higher interest rates and annual fees on people with crappy credit and payment histories, the feds are forcing those companies to make more money off of the people who DO pay their bills. Like me.